Japanese Banks

Sun 2007/10/14 01:26 JST
 49
 in Japan
1887 views

Gaining access to your money using a pin number is gradually becoming a thing of the past as finger print, finger and palm vein recognition systems start to take over.

This is a palm vein recognition system at Mitsubishi Bank. While these recognition systems have been in place for a while, I notice more of these types of units being used to gain access to your money or pay for goods.

Each of us has a unique vein pattern which the scanner scans to identify you. While its extremely convenient, I can see a new type of crime on the horizon.
Pick pocketing of credit cards will become a thing of the past as body part theft takes over. An evil person doesn't even have to know your pin number - all they need do is cut off your finger or hand to get access to your money.
Can you imagine what would happen when they introduce retinal or even genital scans?

Would you use a part of your body to gain access to your money?

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  • シャキー
    シャキー in カナダ (Registered on 2007/07/14)
    Student~

    what if u have athign that keep temperature constant like a ice pack -->
    i'd say finger paint + password/ code
    because even if u get cut off ( a certain parts) they can't get in without password and credit card so they need 3 now instead of 2.

    Sun 2007/10/14 01:56:23 JST (ID #59445)
    reply to シャキー's comment
    • PTSnake
      PTSnake in Portugal (Registered on 2008/05/11)
      sysop
      http://www.wowtuga.org/forum/

      ...you need to keep it hot (35-39 ºc), not cold

      Sun 2008/12/07 19:44:42 JST (ID #402763)
      reply to PTSnake's comment
    • twu
      twu in country of igloos and lumberjacks... (Registered on 2008/09/08)
      Professional Panhandler
      http://theinfernoproject.com

      then what's the point of using the recognition system if you still need your pin? the point of using that system is to be fast AND secure. While punching in your PIN after scanning your fingerprint could be considered more secure, it doesn't make any sense at all to their principle as it slows the process down. It's not like they can't find a way to get around pin+print if they wanted to.

      Wed 2008/12/24 10:58:25 JST (ID #424118)
      reply to twu's comment
  • AndyH
    AndyH in Birmingham, UK (Registered on 2006/12/25)
    3D artist
    http://andyh.cgsociety.org

    Genital scans? Hahaha!

    I would love to see that in action!
    Everyone would be crouching down and'teabagging' the screen!

    Sun 2007/10/14 02:37:56 JST (ID #59447)
    reply to AndyH's comment
  • animes
    animes in cephiro (Registered on 2007/01/23)
    mahou kishi
    http://www.animedia.com.mx

    I dont trust in this kind of security, the only thing that proctect you from robbers is that is a new technology and is not know, but in some time it will be too easy to hack

    Sun 2007/10/14 02:43:54 JST (ID #59449)
    reply to animes's comment
  • terry
    terry in Singapore (Registered on 2007/08/02)
    =.=!
    http://hihi123.wordpress.com

    it's seems like those movie type of crime where they use rentinal or palm as verification=.=!

    Sun 2007/10/14 04:36:24 JST (ID #59454)
    reply to terry's comment
  • Danny Choo
    Danny Choo in Tokyo (Registered on 2006/12/11)
    CEO MIrai Inc
    http://www.dannychoo.com/profile/eng/

    Gabest,
    Register for genital scan I guess,

    Andy,
    Teabagging! LOL

    David,
    Yum!

    Sun 2007/10/14 06:00:09 JST (ID #59457)
    reply to Danny Choo's comment
  • XeroVlade
    XeroVlade in Philippines (Registered on 2007/10/12)
    Full-Time Developer
    http://xero-vlade.deviantart.com

    Well it certainly depends. Most Likely having a part of your body which easily promotes decapitation of your body part in order to steal stuff from you endangers the person more.

    Sun 2007/10/14 08:00:33 JST (ID #59458)
    reply to XeroVlade's comment
  • valvwen
    valvwen in the Luminiferous Aether (Registered on 2007/05/12)

    The problem with using biometrics for security is that unlike the credit card or a pin number, once someone steals it, you can't change it.

    Sun 2007/10/14 08:07:57 JST (ID #59459)
    reply to valvwen's comment
  • valvwen
    valvwen in the Luminiferous Aether (Registered on 2007/05/12)

    Oh and they don't need to cut off the body part to get the data they need to fool the scanners. You leave fingerprints everywhere, and I'm sure they'll come up with ways to replicate the data from the veins in the wrist.

    Sun 2007/10/14 08:11:04 JST (ID #59460)
    reply to valvwen's comment
  • MAIx2Snail
    MAIx2Snail in Tokyo,Japan (Registered on 2007/10/10)
    student

    手のひら静脈認証では喩え切断された手を持っていっても認証をパスすることはできませんよ。
    詳しくは知りませんが、動脈も静脈と認識してしまい、異なったパターンと認識されてしまうからでしょう。

    Sun 2007/10/14 08:31:15 JST (ID #59462)
    reply to MAIx2Snail's comment
  • PoWeR
    PoWeR in Vancouver (Registered on 2007/08/28)
    Student
    http://www.xfire.com/profile/power1x1/

    why not retinal?!? lol

    Sun 2007/10/14 08:32:27 JST (ID #59463)
    reply to PoWeR's comment
  • Zplus
    Zplus in N. Ireland (Registered on 2006/12/24)
    Seat warmer
    http://bitebackblog.blogspot.com/

    Actually, if I was the robber, I wont be bothered to cut any part of your body off. I'd just hold the knife at vital parts of your body and get you to get you moeny out of the machine, since the excuse "oh I cant remember my pin..." won't apply here.

    Sun 2007/10/14 08:53:06 JST (ID #59464)
    reply to Zplus's comment
  • Uradox
    Uradox in Nagoya / Perth (Registered on 2007/05/12)
    Procurement officer / Teacher
    http://www.traded.name

    ANZ bank in Sydney had a incident end of last year or start of this year with their city fingerprint atm's.
    I think in the end it was completely useless, all they get is the same video footage of someone commiting fraud by holding a gun to someone. And I have not seen this ATM's expand since :)
    What was more interesting though, you need the persons card to enter into the ATM section.
    I think these new security methods are actually putting people at more risk of being injured because of crime :(

    Sun 2007/10/14 10:08:35 JST (ID #59465)
    reply to Uradox's comment
  • rayray
    rayray in Scarborough, Canada (Registered on 2007/08/25)
    Student

    Wouldn't you need blood running through the veins for you to use a body part. I guess the body part has to be fresh if you want to steal from his account.

    Sun 2007/10/14 11:51:56 JST (ID #59470)
    reply to rayray's comment
  • skankywonders
    skankywonders in California (Registered on 2007/08/09)
    Student

    Ha, I don't want that to be official. Rip my privates ;__;

    Sun 2007/10/14 12:03:17 JST (ID #59472)
    reply to skankywonders's comment
  • CyruzDraxs
    CyruzDraxs in Kelowna, BC, Canada (Registered on 2007/09/11)
    Web Design & Development
    http://www.nerdculture.org

    They should try making the PIN number longer and allowing non-numeric characters.

    Sun 2007/10/14 12:41:32 JST (ID #59476)
    reply to CyruzDraxs's comment
  • lin-da-kenobi
    lin-da-kenobi in Lima, Peru ^^ (Registered on 2007/08/15)
    medicine student & otaku

    well well TECH!! i think is a good idea about the fingerprint and the palm as well, but then we better be more careful with thieves if this kind of Tech reaches our contries because they besides stealing our money they'll be stealing parts of our body

    Sun 2007/10/14 12:48:13 JST (ID #59477)
    reply to lin-da-kenobi's comment
  • Neurorelay
    Neurorelay in California, USA (Registered on 2007/08/29)
    Sophist
    http://www.techswe.com

    That is pretty darn cool, but just like the movies, cut off the hand to get through the lab door!

    Sun 2007/10/14 13:21:05 JST (ID #59481)
    reply to Neurorelay's comment
  • syrix
    syrix in U.S. (Registered on 2007/03/21)
    student
    http://animesugoi.animeblogger.net/

    Wow, Japan is getting so much more advance than us in the US. Wish we would get tech like that here, though I wouldn't use it for my bank lol.

    Sun 2007/10/14 14:06:21 JST (ID #59486)
    reply to syrix's comment
  • XSportSeeker
    XSportSeeker in Brazil (Registered on 2007/08/22)
    Dropping computers, starting all over again at Journalism
    http://xspblog.com

    This is so WOW.
    I mean, when we first hear about those techs here, in Japan they are already being tested.

    I remember when I first heard about paying stuff with your cellphone, in Japan people were already using it on metro stations and stuff.

    Anyways, biometrics is the future. Figerprint, vein and retin scan... no safer way to identify a person.

    Sun 2007/10/14 14:14:13 JST (ID #59487)
    reply to XSportSeeker's comment
  • Hwang
    Hwang in England (Registered on 2007/04/05)
    Student of all things

    its strange to think that in Japan pin numbers are getting phased out as old technology, pretty much just as we are starting to use chip and pin for everything.

    The only down side is that id rather have someone rob me for my pin number than cut off my finger :P

    Sun 2007/10/14 15:25:44 JST (ID #59488)
    reply to Hwang's comment
  • CyruzDraxs
    CyruzDraxs in Kelowna, BC, Canada (Registered on 2007/09/11)
    Web Design & Development
    http://www.nerdculture.org

    Retinal scanning would be better and, even if a thief DID somehow manage to steal your eye, it wouldn't help them because retinal scans are very dependent on blood pressure.

    Sun 2007/10/14 15:32:49 JST (ID #59489)
    reply to CyruzDraxs's comment
  • Bleem!
    Bleem! (Registered on 2007/02/10)

    Having my weener cut off to protect the 20 dollars I have in the bank is not quite worth it.

    Sun 2007/10/14 16:51:17 JST (ID #59492)
    reply to Bleem!'s comment
  • JapanAnime
    JapanAnime in Hilversum, Holland (Registered on 2007/08/05)
    4th Year Business Economics Student

    The "cutting off body parts" crime has already begun in the "more" criminal parts of Europe. Thieves who want to steal cars that use fingerprint keys simply cut of the finger or whole hand of the owner.

    Sun 2007/10/14 17:35:40 JST (ID #59494)
    reply to JapanAnime's comment
  • Henry
    Henry in /usr/bin/ (Registered on 2006/12/25)
    anime/cosplay events organizer
    http://www.cosplay.ph

    lolz genital scans and teabagging XDDD

    as much as i love the advancement of technology but having a part of your body took off is not worth it

    Sun 2007/10/14 17:42:49 JST (ID #59495)
    reply to Henry's comment
  • faiyaka
    faiyaka in California (Registered on 2007/10/11)
    Student

    hmm that is going to help decrease theft and what not but it also means you can't ask anyone else to access your account for various reasons.

    Sun 2007/10/14 18:45:06 JST (ID #59503)
    reply to faiyaka's comment
  • Chaoz
    Chaoz in Cebu, Philippines (Registered on 2007/08/22)
    Software Engineer
    http://www.lunaxis.com

    Well there will always be pros and cons for each security feature. Though this one will be much safer than a using a pin no., now for those body parts snatcher X__x;

    Sun 2007/10/14 19:34:38 JST (ID #59513)
    reply to Chaoz's comment
  • Boris
    Boris in USA (Registered on 2006/12/25)
    Visual Communications and Web 2.0
    http://www.imagineboris.com

    very interesting, i think it won't come to USA soon. people will raise question of privacy with banks containing our fingerprints. Vain thing, sounds creepy, and you know i never thought of someone cutting of a finger and now its scary. If this ever come to here, I'm keeping my money under my mattress. LOL not really, but still.

    Sun 2007/10/14 21:26:15 JST (ID #59523)
    reply to Boris's comment
  • -XYZPDQ
    -XYZPDQ in Pennsylvania, United States (Registered on 2007/01/01)
    Student Engineer
    http://www.tgwnetohh.blogspot.com/

    Sounds really neat! It would deter card theft but really will people go to those lengths to get money? Probably.

    My only issue is if I went to Japan to use one of these ATMs, I can't read katakana! I can read (at least some) Japanese at the moment in english characters so please provide an english character version ^^.

    That brings up a very good point about carrying a lot of money around in Japan. That would be kind of dangerous to carry around a lot of money, but then again I can't read the atm terminals x_x. Maybe that is something the tourist industry can work on? getting temporary bank accounts to travelers spending a month or more.

    Mon 2007/10/15 10:55:04 JST (ID #59587)
    reply to -XYZPDQ's comment
  • D_Blade
    D_Blade in Montreal (Registered on 2006/12/31)
    Non-profit org. volunteering work addict

    Yes, TheM0nk got it right... A rotting finger, eyeball, toe or anything else won't work... Except in Hollywood movies (as always).

    Mon 2007/10/15 14:19:48 JST (ID #59604)
    reply to D_Blade's comment
  • JapanAnime
    JapanAnime in Hilversum, Holland (Registered on 2007/08/05)
    4th Year Business Economics Student

    Card thieves usually take (almost) all your money from an ATM within one hour, because a bank account can be blocked pretty fast. So I don't see any reason why those thieves should worry about a rotting finger if they going to steal your money within a hour. A finger won't rot in just one hour.

    Mon 2007/10/15 18:55:47 JST (ID #59634)
    reply to JapanAnime's comment
  • Briant
    Briant in USA (Registered on 2007/08/04)
    Student

    Before reading the body part cutting thing, I already thought of that idea/issue ages ago when they like 1st introduced scans for banks. Anyways, that would be a problem...kinda gross...Anyways, I think they should have both PIN and/or body when you want to deposit/withdraw or w/e.

    Tue 2007/10/16 01:49:06 JST (ID #59708)
    reply to Briant's comment
  • xcloude
    xcloude in Penang (Registered on 2008/04/29)
    software developer
    http://japanesegirlidol.blogspot.com

    i think pin number is good enough.

    Thu 2008/05/01 08:04:51 JST (ID #178937)
    reply to xcloude's comment
  • tymmur
    tymmur in his top secret nuclear bunker (Registered on 2008/01/20)
    Mad scientist

    I read that in order to protect against the theft of fingers/eyes/whatever they intend to ensure that it will reject dead body parts. We still risk new types of crime though.
    I don't think Danny has to fear for his dolphin. I don't think any bank will install a dolphin scanner. Imagine having a dolphin scanner in public in a bank where people line up and prepares their dolphins... it's just not going to happen.

    Tue 2008/05/27 21:25:22 JST (ID #198376)
    reply to tymmur's comment
    • 6pack
      6pack (Registered on 2008/03/20)
      browsing the nets
      http://otakuposts.blogspot.com/

      rofl! i shudder at dolphins hanging out in public.
      and what's in store for the ladies? a boob scanner?

      Mon 2008/09/08 12:43:17 JST (ID #294722)
      reply to 6pack's comment
  • Patrick Barron
    Patrick Barron in Michigan, United States of America (Registered on 2008/02/09)
    Grocery Store Clerk

    Yes, i would ues that in additionto some kind of an ID chanallege (Like pin number or question)

    Fri 2008/09/26 00:31:10 JST (ID #313687)
    reply to Patrick Barron's comment
  • Will~
    Will~ in カナダ (Registered on 2008/11/11)
    こうこうのせいと

    How about retina scans? It'd be hard for a robber to rip your eyes out.

    Sun 2008/12/07 23:36:04 JST (ID #402937)
    reply to Will~'s comment
  • herwam
    herwam in russia (Registered on 2009/02/07)
    lawyer
    http://toshiba-mclogi.jimdo.com/

    If you open Moscow Yellow Pages, you would be surprised how many foreign companies have their offices in Moscow...

    Although the international financial crisis has caused the collapse which has never occurred since the Great Depression, the Russian Federation is still considered as a quiet harbor.

    Amongst the transcontinental companies there are a considerable number of Japanese corporations such as Toshiba, Mitsubishi, Fujitsu, NEC, Sanyo, etc.

    Though the latter are thought to be well-known for their successful in retailing of high-quality products worldwide, there have been cases which must be interesting to investigating institutions.

    We are going to take Mr. Vadim Danilov’s employee fraud case including asset misappropriation, money laundering, and kickback scheme.

    The story goes Mr. Vadim Danilov was hired by Mr. Harry Fujimaki to work for Toshiba Corporation (Kabushiki-gaisha Toshiba) as a general logistics manager in Russia.

    The event occurred in 2004.

    In the course of two years Mr. Danilov had been “employed” in other areas such as, a certification specialist, customs broker, trader, promoter, etc. Mr. Danilov worked effectively and honestly thinking that he was a team player contributing to Toshiba’s profits.

    Moreover, Mr. Koichiro Natsume, an executive manager of Toshiba Corporation in the CIS, declared him a Toshiba Official Trader at the Conference at the Imperial Park Hotel, Moscow, 2006.

    In addition, Mr. Natsume declared that Mr. Vadim Danilov was officially registered by Toshiba Corporation as Toshiba's Official Trader named “the Ninth Wave” in the UK.

    To conclude the announced procedures, Mr. Natsume issued to Danilov’s Ninth Wave an invoice which was paid to a TCMS official account at Sumitomo Mitsui Banking Corporation, Singapore Branch.

    Furthermore, there were other financial transactions during 2006-2007-2008 years, executed by Mr. Vadim Danilov between clients and Toshiba Consumer Marketing Singapore, SMBC Singapore branch account.

    After all the payments were completed, Mr. Natsume vanished somewhere in Japan. Toshiba Corporation managers in Russia, Japan and Singapore refused to explain to Mr. Vadim Danilov how those payments had been used.

    Toshiba Corporation & TCMS, Mitsubishi and MCLogi, insist nowadays that Mr. Vadim Danilov has no evidences and the corporations declare now that Mr. Vadim Danilov had never had any relations with Toshiba Group Companies or Mitsubishi's MCLogi stuff.

    Moreover: the Toshiba and Mitsubishi MCLogi staff has been running away from Mr. Danilov for 35 months (!).
    The Metropolitan Police Department of Tokyo also refused to investigate the accident and explained to Mr. Danilov that he had no right to bring in an action against a Japanese citizen.
    It would be better for the Metropolitan Police Department of Tokyo to check diligently backgrounds of Toshiba's and Mitsubishi's Conformity Certification procedures manipulations in Russian Federation. As well as Customs Clearance documents with false Japanese stamps and signatures of imaginary "Japanese Customs" or "Thailand Customs"...

    It seems to be a confrontation between David and Goliath but David had had no backup…

    Sat 2009/02/07 10:48:12 JST (ID #478955)
    reply to herwam's comment
  • ryuutatsuo
    ryuutatsuo in Phoenix, AZ USA (Registered on 2009/01/22)
    university student

    awesome they need that here

    Sun 2009/02/08 02:51:55 JST (ID #479637)
    reply to ryuutatsuo's comment
  • Dan in Jackson hole, Wyoming
    Dan in Jackson hole, Wyoming in Jackson, Wyoming (Registered on 2009/02/07)
    airfeight delivery

    Your a clown Danny, Very Funny?

    Fri 2009/02/20 04:40:55 JST (ID #495921)
    reply to Dan in Jackson hole, Wyoming's comment
  • Racer's Dream
    Racer's Dream in Curva Tamburello (Registered on 2009/01/27)
    90's F1 Afficionate and Anti-Otaku
    http://www.livestream.com/f1action

    Looks like Westernbank of Puerto Rico became first to do this!

    Tue 2009/07/14 04:36:39 JST (ID #675860)
    reply to Racer's Dream's comment

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